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Merkley, Bonamici, Cummings Introduce SAFE Lending Act to safeguard Consumers from Predatory techniques in Payday providing

WASHINGTON, D.C. – Today, Oregon's Senator Jeff Merkley, along with Congresswoman Suzanne Bonamici (D-OR) and home Oversight Chairman Elijah Cummings (D-MD), launched the blocking misuse and Fraud in Electronic (SECURE) Lending Act. The SECURED Lending Act would split straight down on a few of the worst abuses for the lending that is payday, especially in web payday lending, and protect customers from misleading and predatory methods that strip wealth from working people.

The Consumer Financial Protection Bureau (CFPB) reversed course on national rules slated to go into effect this year instituting consumer protections from payday loan predators under Trump Administration leadership. Without powerful CFPB defenses at a level that is national condition rules safeguarding customers should be even more crucial.

“For too long, predatory loan providers took advantageous asset of consumers just who experience times of monetary uncertainty, pulling households and folks in to a pattern of debt they cannot escape,” said Bonamici. “Instead of battling lending that is predatory the Trump administration is reducing principles built to hold payday loan providers responsible. Congress must remain true for consumers by moving the SAFE Lending Act. We can't enable predatory lenders to take advantage of Oregonians as well as others around the world during times of economic need.”

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